
The Soft Market Is Here: The Smart Play Is Not Just Cheaper Premiums
Rates are falling, and for the first time in years the pressure is coming off clients rather than piling on.

The Cyber Patch Trap: Why 40% of Claims Get Denied Before They Start
A critical content management system vulnerability alert issued on 10 July 2026 put a live exposure in front of any

Claims Handling Just Moved From Soft Guideline to Legal Obligation
For years, claims and complaint handling sat in the category of things brokers knew mattered but treated as a matter

Niche or Generalist? The Soft Market Just Changed the Answer
Every broker eventually faces the question of whether to specialise or stay general, and the honest answer has always been

Motor Complaints Hit a Record High, and Claims Delays Are the Reason
Motor has become one of the most disputed products in the country, and the cause is not what most people

Zurich, Honey, and the Race for Personal Lines What It Means for Brokers
Zurich entered the personal home insurance market through an expanded Honey Insurance partnership announced on 3 July 2026, with products

The New General Insurance Code Is Being Rewritten, and This Time It Has Teeth
The Insurance Council of Australia opened public consultation on a completely rewritten General Insurance Code of Practice on 24 June

Three Hours of Admin Before You’ve Advised Anyone: The Workload Trap Brokers Don’t Talk About
It’s 6:40pm. The client calls are done, the urgent claim is parked until the insurer comes back tomorrow, and now

The Claim You Can’t Move: Why Brokers Cop the Brunt of Insurer Delays
You lodged the claim six weeks ago. The client has rung you four times, the builder wants an answer, and

The Risk Nobody Wants to Write: What Capacity Withdrawal Is Really Doing to Your Week
You’ve quoted the same regional property for six years. This renewal, the premium jumps 40%, the flood excess multiplies, and

The Soft Market Continues, But History Says Conditions Can Turn Quickly
The commercial insurance soft market that took hold through 2024 and into 2025 is not just holding, it is deepening.

Tort Reform Emerges as Flashpoint in Parliamentary Inquiry into Small Business Insurance
A federal parliamentary inquiry into small business insurance has placed tort reform squarely on the agenda, with the Insurance Council

NSW Inquiry Calls for Strata Commission Ban, Brokers in the Frame
A landmark inquiry has recommended banning insurance commissions in New South Wales’ strata sector, with scope extending beyond strata managers

2026-27 Federal Budget: What the Insurance Measures Mean for Brokers and Their Clients
Treasurer Jim Chalmers delivered the 2026-27 Federal Budget on 12 May, framing it as a budget of “resilience and reform”

AFCA on Track for Record 120,000 Complaints in 2026, But Brokers Account for Less Than 1%
The Australian Financial Complaints Authority is heading for its busiest year on record. Speaking at the Claims Leaders Summit in

Why Staying Educated Prevents Costly Coverage Gaps
The coverage gap that costs a broker their client relationship usually doesn’t come from negligence. It comes from confidence –

Why Asking the Right Questions Changes Everything for Insurance Brokers
A client calls to renew their public liability. You process it, send the documents, move on. That feels efficient. But

Specialise or Stay General? How to Make the Right Call for Your Brokerage’s Next Stage
Most brokers hit a point where the generalist model stops doing what it used to. Renewals are steady, but new

The Hidden Cost of Being a Sole Operator: What It’s Really Costing Your Brokerage
It’s 6:30pm. Renewals are stacking up, a client’s claim has been sitting unanswered since morning, and that prospect follow-up is

2026 SME Insurance Trends: Bundling, Higher Limits and Contract Gaps – Where Brokers Need to Be
SME buying behaviour is shifting Three trends are reshaping how Australian SMEs approach insurance in 2026, each with direct implications

AI, Scams and Insurance: What ASIC’s 2026 Outlook Means for Brokers
ASIC flags AI as a dual-edged risk ASIC’s 2026 Key Issues Outlook puts artificial intelligence and cyber-enabled scams directly on

Hiring Your First Non-Broker: Who, When, and How
For most small broker and AR businesses, the first non-broker hire is the most significant structural decision they’ll make after

Why Compliance Is Critical to Long-Term Broker Success
Compliance gets a bad reputation in broking circles. Ask most small broker principals what their biggest operational headaches are and

How to Decide If You’re Ready to Become an AR (Or Change Licensees)
At some point, most capable employed brokers ask the same question: would I be better off running my own book?

Aon’s 2026 Climate Report: What $2.9 Billion in Cat Losses Means for Property Clients
The 2025 loss picture Aon’s 2026 Climate and Catastrophe Insight report puts Australian insured losses from natural disasters at approximately

Why Capacity Is the Real Constraint on Small Broker Growth
Most small brokerages aren’t stuck because there’s no work. They’re stuck because they can’t absorb the work they already have.

How Insurance Brokers Build Authority and Trust With Clients (Without Becoming a 24/7 Helpdesk)
Ask most brokers what makes a strong client relationship, and you’ll hear the same answers. Being responsive. Being helpful. Being

Is Your AR Network Really “Boutique”? How to Tell And Why It Matters
Open any AR network’s website and you’ll find the same words. Boutique. Tailored support. True partnership. Flexible model. Every network

Big Buildings, Multiple Insurers – What’s Changed in Strata PDS Rules for 2026
If you place large residential strata, you know the documentation headache that comes with co-insurance arrangements. ASIC has finally done

Why 2026 Is the Window for SMEs to Lock in Better Cyber Cover
Cyber insurance has rarely been this accessible, and it won’t stay this way – so if you’ve got clients who’ve

Three Things the 2026 Vero SME Index Says About How Clients Actually See Brokers
If you haven’t read the 2026 Vero SME Insurance Index yet, set aside 20 minutes – because the findings will

Soft Property Rates, Hard Lessons: Using 2026’s Pricing Window to De-Risk, Not Just Discount
Your clients are getting cheaper renewals right now and that’s exactly why this is the most dangerous moment to just

War-Risk as the New Bottleneck- Marine and Cargo Insurance in a Hot Conflict World
There are coverage gaps sitting inside your clients’ cargo policies right now that most of them don’t know about –

The Underinsurance Gap Was Already There, An Oil Shock Just Blew It Wide Open
If a client’s plant burns down tomorrow and it costs 30% more to replace than their sum insured assumes, that’s

Why Your Client’s BI Period Is Wrong And a War 8,000km Away Is Part of the Reason
When your client lodges a property claim this year, the thing most likely to blow out the settlement timeline isn’t

Why Smart Portfolio Management Is the Secret to Predictable Cash Flow in Your Brokerage
Picture two brokerages. Similar size. Similar total premium. One principal is planning a hire, investing in growth, sleeping reasonably well.

From Broker to Business Owner: Why Great Broking Skills Aren’t Enough
You’ve built real expertise. You know your products, your underwriters, your clients. You work hard – probably harder than most.

Cyber Cover Is Becoming a Condition of Doing Business for Australian SMEs
There’s a shift happening in cyber insurance conversations that brokers need to be across. It’s no longer primarily about risk

Commercial Rates Are Sliding – What the Smart Play Looks Like
The numbers are hard to ignore. Australian commercial insurance rates dropped sharply in Q4 2025, with Marsh reporting a 12%

ASIC’s 2026 Enforcement Priorities: What They Actually Mean for ARs
ASIC has published its 2026 enforcement priorities, and if you’re an authorised representative, there are a few items on that