28 July 2026

Rates are falling, and for the first time in years the pressure is coming off clients rather than piling on. Mid-year 2026 reinsurance renewals broadly achieved rate declines of 10 to 15% on loss-free business, and that softening flows straight down into the primary market your clients buy in. Understanding what is driving it, and […]

A critical content management system vulnerability alert issued on 10 July 2026 put a live exposure in front of any client running an unpatched system. Alerts like this are routine in security circles, but they carry a consequence many clients never see coming until they lodge a claim: an unpatched system can quietly void the

For years, claims and complaint handling sat in the category of things brokers knew mattered but treated as a matter of good practice rather than hard obligation. That framework is over. ASIC has named claims and complaint handling failures as a 2026 enforcement priority, and the numbers behind that decision are hard to argue with.

Every broker eventually faces the question of whether to specialise or stay general, and the honest answer has always been “it depends.” The market conditions of 2026 have tilted that answer, and the case for building genuine niche expertise is stronger now than it has been in years. Start with what clients actually need. 75%