29 March 2026

If you place large residential strata, you know the documentation headache that comes with co-insurance arrangements. ASIC has finally done something about it and it’s worth understanding exactly what’s changed before your next large strata renewal. Under ASIC Corporations (Strata Title Co-Insurance) Instrument 2026/156, the requirement to issue a Product Disclosure Statement now sits with […]

Cyber insurance has rarely been this accessible, and it won’t stay this way – so if you’ve got clients who’ve been putting off a proper cyber program review, now is genuinely the time to have that conversation. The market is soft. According to Insurance News, capacity is strong, competition among underwriters is real, and pricing

If you haven’t read the 2026 Vero SME Insurance Index yet, set aside 20 minutes – because the findings will either confirm you’re doing the right things, or give you a very clear picture of where you’re leaving value on the table. The headline numbers look reassuring: 80% of businesses used a broker in the

Your clients are getting cheaper renewals right now and that’s exactly why this is the most dangerous moment to just wave them through. Australian commercial property pricing fell 14% in Q4 2025, the largest drop of any region globally. Strong insurer capacity, new capital, and real competition for good risks are keeping rates down, and

There are coverage gaps sitting inside your clients’ cargo policies right now that most of them don’t know about – and a hot conflict in the Gulf is exactly the event that exposes them. Maritime insurers have been cancelling war-risk cover for vessels transiting the Gulf, and war-risk premiums have surged sharply as the Iran

If a client’s plant burns down tomorrow and it costs 30% more to replace than their sum insured assumes, that’s not bad luck, that’s a conversation that never happened. Oil prices pushing toward USD 100 per barrel under prolonged Gulf conflict will accelerate an underinsurance problem that’s already well underway across Australian commercial portfolios. Australia

When your client lodges a property claim this year, the thing most likely to blow out the settlement timeline isn’t the insurer, it’s a shipping bottleneck on the other side of the world. Around 20% of the world’s oil and a significant share of global LNG passes through the Strait of Hormuz every day. When